If you are a student travelling form outside Australia on a temporary student visa you are required to take out appropriate Overseas Student Health Cover (OSHC).
This cover assists international students to meet the costs of medical and hospital care if required while in Australia.
Students travelling from Sweden, Norway, and Belgium may have special arrangements under their own national schemes – check with the Department of Immigration and Border Protection to find out if special arrangements apply to you and if you are exempt from the requirement to purchase OSHC.
If you are in Australia on a student visa from the United Kingdom, Sweden, the Netherlands, Belgium, Slovenia, Italy or New Zealand, you can also apply for Medicare under your country’s Reciprocal Health Care Agreements.
WHAT DOES OSHC COVER?
OSHC policies assist to cover the cost of hospital and medical treatment.
Benefits are paid for ambulance services but only limited benefits for pharmaceuticals apply, limited to $50 per pharmaceutical item to a maximum of $300 a year for single membership. You may face significant out of pocket costs if you need treatment with pharmaceuticals, particularly oncology (cancer) treatment which can costs tens of thousands of dollars.
OSHC does not pay for general treatment (ancillary, or extras cover) such as dental, optical or physiotherapy. If you require cover for these treatments, you may take Extra OSHC
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